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Wednesday, September 28, 2022

Retirement plans can be affected by many factors, such as job loss, health or family responsibilities. These issues can lead people to leave the workforce and retire sooner than expected. However, if you're lucky enough to be in...

Monday, September 19, 2022

Retirement planning is a process that maintains your finances throughout the course of your post-career years. This process essentially has 5 steps, knowing where to start, seeing how much money you'll need, setting your priorities,...

Wednesday, September 14, 2022

Are you looking for financial tips to help you save this fall? Agemy Financial Strategies has put together a fall financial checklist to help you save. Having a fall financial checklist in place will allow you to make fall a productive...

Tuesday, September 6, 2022

Connecticut is a state with a lot to offer. As you near retirement, your mind may wander to fulfilling your life's dreams; and for many, that involves relocating. Here's what you need to know about taxes if you're moving to the Nutmeg...

Tuesday, August 30, 2022

If you're planning on retiring in Colorado, the Centennial State has a lot to offer. Colorado is home to some of the most beautiful landscapes in the country, with mountains and plains stretching as far as the eye can see. And if you'd...

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Wednesday, August 24, 2022

There is no doubt that we are in a bear market. When this happens, we naturally look for all the causes. Each bear market or recession has its own cause and effect. As the stock market swings wildly, investors will be looking for more de...

Wednesday, August 17, 2022

Happy Women's Equality Day! On August 26, 1920, the 19th Amendment was ratified, giving women the right to vote. One hundred years later, women still strive for equality in many areas, and retirement planning is one of them...

Monday, August 8, 2022

Retirement can be a time of great joy, but it can also be a time of great stress. Many people spend their whole adult lives anticipating the independence of retirement, but saying goodbye to one’s constant source of income may be...

Wednesday, August 3, 2022

Are YOU ready to retire? As you get closer to retirement, it becomes increasingly important to have in-depth conversations with your financial planner about the years ahead. Here are some important questions to consider in your...

Tuesday, July 26, 2022

Did you know that some of the world's greatest mountaineers relied on sherpas? Sherpa’s have been credited with high achievements for assisting mountaineers throughout history. In the financial world, we often see the same...

Wednesday, July 20, 2022

If you hear the phrase “estate planning” and immediately tune out, you’re not alone. If you dont think estate pkanning is a priority, here's 5 reasons you might change your mind.Think estate planning isn't for you?...

Wednesday, July 13, 2022

Divorce is hard, but a divorce later in life presents a unique set of challenges. Understanding how your finances are affected by your gray divorce can save you a great deal of worry and stress.Bill and Melinda Gates are separated...

Wednesday, July 6, 2022

From retirement security to living debt-free, turning 50 is your chance to make big moves in reaching your financial goals.Turning 50 is a huge milestone for many reasons. Your children have left home and may have a family of their own...

Tuesday, June 28, 2022

When it comes to inheritance, there are no guides to help you objectively determine who should get your money and assets when you’re gone. It’s a decision every person should have a right to make for themselves. Depending...

Wednesday, June 22, 2022

Worrying about having enough retirement savings can keep you up at night. The good news is there are some hacks that can make it easier.Is there a secret to retiring on time? Well, maybe. But it probably isn’t what...

Tuesday, June 14, 2022

Americans nowadays are feeling a lack of confidence when it comes to investing. A study conducted by the U.S. Bank, found women were less confident and less engaged with managing money compared to men. Investing is not something that...

Wednesday, June 8, 2022

Father's Day is upon us, and no matter what type of gift you decide to purchase, if you are not giving Dad the opportunity to retire soon, you are missing out on the most important Father's Day gift — financial independence...

Wednesday, June 1, 2022

There is no one-size-fits-all when it comes to saving and investment strategies. However, there are best practices that can help you achieve your financial goals while minimizing risk. Here's some tips on how to make the best financial...

Wednesday, May 18, 2022

Tuesday, May 17, 2022

Retiring from work? Congratulations! But before you tick off your retirement bucket list, you need to tick off your retirement to-do list. If there’s one thing this year has taught us, it’s that things can change...

Monday, May 16, 2022

We've covered the pros and cons of retiring in Connecticut and Colorado, but in today's blog, we compare the two to help make that life-changing decision a little easier on your and your unique circumstances. Many people choose to...

Wednesday, May 4, 2022

Tuesday, May 3, 2022

Monday, April 18, 2022

Thursday, April 14, 2022

Wednesday, April 13, 2022

Thursday, March 31, 2022

Wednesday, March 23, 2022

Wednesday, March 16, 2022

Wednesday, March 16, 2022

Wednesday, March 2, 2022

Wednesday, February 23, 2022

Wednesday, February 16, 2022

Tuesday, February 8, 2022

Wednesday, February 2, 2022

Wednesday, January 26, 2022

Wednesday, January 19, 2022

Wednesday, January 12, 2022

Tuesday, January 4, 2022

Wednesday, December 29, 2021

Wednesday, December 22, 2021

For over 31 years, Agemy Financial Strategies has helped our clients plan and prepare. This way, when the unforeseen occurs, their clients are uniquely positioned for success. As we enter the new year, here's what you need to keep on top of

Wednesday, December 15, 2021

2021 is winding down, which means it’s time to think about resolutions for the coming year. With the rising taxes and out-of-control inflation, financial resolutions are foremost in the minds of many pre-retirees and retirees alike.

Wednesday, December 8, 2021

On Nov. 10, 2021, the IRS announced inflation adjustments for 2022 affecting standard deductions, tax brackets, and more. The changes (effective when you file in 2023) are the result of higher inflation in 2021. There are also changes...

Tuesday, December 7, 2021

Wednesday, December 1, 2021

If you’re proactive about retirement savings or want to up your savings game this year, you may already know that retirement contribution limits stayed the same for 2022. Here's how you can still save more for retirement. High...

Friday, November 26, 2021

How well do YOU understand RMDs? With the RMD deadline looming, you need to take action now before it costs you big bucks. A required minimum distribution (RMD) is the amount of money that must be withdrawn from an employer-sponsored...

Wednesday, November 10, 2021

An inheritance tax is a state levy that Americans pay when they inherit an asset from someone who’s died, and is deemed a tax on your right to transfer property at your death. Inheritance tax is different from estate tax, and...

Thursday, November 4, 2021

Changes are again said to underway at the Whitehouse level. And it could affect your retirement. Here's what you need to know... Under the Reconciliation proposal, starting in 2023, employers with five or more employees would have to...

Wednesday, October 27, 2021

Bringing up money with family can be uncomfortable and even be seen as taboo. But this year, instead of avoiding the issue, there is no better time to address it head on than when the family is all together over Thanksgiving. Family...

Wednesday, October 27, 2021

As fall arrives, the changing of the season can be an ideal time to revisit your financial plans with a fresh perspective. This includes what you can expect for your income and expenses for the year ahead. Social Security beneficiaries...

Wednesday, October 20, 2021

Are you ready to retire earlier than anticipated? The dream of leaving the workforce earlier in life may have hidden pitfalls. Here’s what you need to know. Many Americans plan to retire early, depending on your profession, early...

Wednesday, October 13, 2021

Tax planning and financial planning go hand-in-hand. As you near retirement, avoiding tax planning could create major hurdles for your financial future. Here’s what you need to know about the potential impending tax hikes and...

Tuesday, September 28, 2021

The last two years have made it exponentially harder to stick to those retirement savings goals. As a result, many Americans dipped into the largest chunk of money they have — their workplace retirement savings accounts. Despite...

Wednesday, September 22, 2021

Should you max out your 401(k)? Whether you're nearing retirement or still in the workforce, you probably wonder if there’s enough in your 401(k) to sustain your post-work years. The answer really depends on your personal...

Wednesday, September 22, 2021

Simply the word 'Estate' alone can throw most people off including an estate plan in their retirement strategy. However, there is a lot more to who gets your belongings when you die. Estate planning is a financial strategy that...

Wednesday, September 8, 2021

More than 5.9 million people were receiving Social Security survivor benefits in May 2021. Typically, monthly payments go to the spouse, or children of the person who was receiving Social Security benefits. In certain situations,...

Tuesday, August 31, 2021

Now that the dog days of summer are winding down, there are many reasons why you should make financial planning a priority this fall. Start by revisiting your savings goals and getting your financial health in tiptop shape before the...

Thursday, August 26, 2021

There's more to estate planning than simply writing a will. There are many questions that come to mind when it comes to estate planning. Most people want to provide as much as they can so their family isn't left wondering or...

Thursday, August 19, 2021

Both men and women want to achieve long term financial security. So how is financial planning for women different? No matter whether you are young, mature, married or single, financial planning should be a top priority for you. It's no...

Thursday, August 12, 2021

Retirement planning is one of the most important financial goals for your future. When executed correctly, you’ll be guaranteed financial independence later in life. When done incorrectly, you’re facing a future full of...

Wednesday, August 4, 2021

Being good with finances is about more than just making ends meet. And when it comes to managing your financial future, there really is no time the present. There are many factors that come into play when managing your finances. Such...

Tuesday, July 27, 2021

If you’ve built substantial savings in your tax-advantaged retirement accounts, you may become a victim of your own success. Proactive planning can help you avoid penalties and minimize taxes as you pull money out of your 401(k)...

Tuesday, July 20, 2021

The pandemic has had a big impact on saving for retirement, especially since many Americans were living on a significantly reduced income. But things are starting to change now. With the economy rebounding, it’s a good time to...

Monday, July 12, 2021

The road to retiring early isn't easy. It takes time and discipline to earn, save, and invest as much as you possibly can. Many Americans dream of having more free time in their later years. Perhaps you want to relocate some place...

Thursday, July 8, 2021

Life insurance, first and foremost, is about protecting loved ones after you’re gone. But some insurance types can actually help you in retirement as well. Most people think of life insurance in terms of the payout it provides...

Wednesday, July 7, 2021

Not working with a financial planner? You could be missing out. If you are serious about building long-term wealth, Agemy Financial Strategies can offer plenty of services you aren't getting that you may not even know about. Deciding...

Thursday, October 1, 2020

September was a rocky month for the stock market and may have offered a stark preview of what the final weeks leading up to the presidential election will be like for Wall Street. Towards the end of the month, both the Dow Jones...

Tuesday, September 1, 2020

Two down and one to go. Or should I say two up and one to go? I’m talking, of course, about the top three major stock market indexes. In August, the S&P 500 joined the Nasdaq in surpassing its record peak high from before the...

Tuesday, August 25, 2020

With Markets Holding but the Virus Still Spreading, What’s Next? In last month’s newsletter, I noted that July could be a pivotal month for the coronavirus crisis and the economy, and it was. Two big questions were...

Friday, July 17, 2020

Market May Keep Building Up, Blowing Off ‘Froth’ for Some Time July could be a pivotal month in the coronavirus crisis for many reasons. With the infection rate spiking in several states as June ended, we’ll find out...

Monday, June 15, 2020

What's New? In this crisis, Agemy has ventured into new areas of media that we may not have otherwise tried. On Saturday, June 6th we aired the first episode of our new radio show. The show airs on Saturdays at 8:00am in Denver,...

Tuesday, April 28, 2020

Ongoing Crisis Illustrates Exactly Why Protection Should Be Priority Number One In late March the U.S. surpassed every country in the world in reported cases of the coronavirus.* If you think about it, that’s not surprising. The...

Thursday, April 14, 2016

I was honored to be chosen for the Five Star Wealth Manager Award recognized for service to clients! Look for “Wealth Managers You Need to Know” in: Your May subscriber issues of ”Forbes, Fortune, Money and...

Thursday, March 17, 2016

This past Wednesday, March 16, Andrew had the honor of being a featured guest of the internet radio webcast, “Money For Lunch,” hosted by Bert Martinez. Listen to the webcast by clicking here and for more information on...

Wednesday, February 24, 2016

This past Monday, February 22nd, Andrew had the honor of being the featured guest of the nationally syndicated internet radio show, “The Money Answers Show” hosted by Jordan Goodman. Listen and visit the website for Voice...

Wednesday, February 10, 2016

We all work hard to keep our personal resolutions through the start of a new year. What we often overlook is how we should extend those goals to financial and, specifically, retirement planning as well. Richard Barrington of Get Rich...

Tuesday, January 19, 2016

Every year, you get poked and prodded by your doctor to ensure you’re in good health. You should take similar care of your financial well-being with an annual checkup of essentials, such as your credit situation, retirement...

Tuesday, November 17, 2015

Friday, November 6, 2015

While there are many ways to help plan for your child’s college education, here are three easy plans to institute to ease the road to the Ivy League! Three Solid Ways to Save for College & Retirement – Forbes.com

Thursday, May 1, 2014

Most qualified retirement plans offer significant tax benefits - if you're willing to follow a few IRS-specified rules, that is. The federal government wants to make plans such as 401(k)s, Keoghs, SEP-IRAs and traditional IRAs...

Thursday, May 1, 2014

The Social Security program was signed into law in 1935 after the nation had endured more than a half-decade of the Great Depression. It was intended to provide a safety net of income for individuals too old or disabled to continue...

Thursday, May 1, 2014

How Living Expenses Change During Retirement There are some upsides to being a retiree - senior discounts, lower taxes, subsidized healthcare, and regular Social Security checks among them. On the other hand, mature Americans must...

Thursday, May 1, 2014

Social Security was never designed to be an individual's sole source of retirement income. Instead, it was meant to bridge the gap between people's income from pensions and savings and their monthly expenses. Today, however, nearly...

Thursday, May 1, 2014

The Roth IRA offers a number of advantages over its traditional counterpart. These include: Tax-free distributions at retirement Ability to continue making contributions beyond age 70-1/2 No required minimum distributions beginning in...

Monday, April 21, 2014

CLUChartered Life Underwriter A CLU is a professional advisor in all of the areas of business and family financial security that are encompassed by life insurance. To become a CLU, an individual must successfully complete a...

Monday, April 21, 2014

Planning for The "Golden Years" There's a saying that if you have your health, you have everything. Well, that's not exactly true - without adequate resources, you could enjoy a long, healthy retirement at a far lower standard of...