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Friday, November 26, 2021

How well do YOU understand RMDs? With the RMD deadline looming, you need to take action now before it costs you big bucks. A required minimum distribution (RMD) is the amount of money that must be withdrawn from an employer-sponsored...

Wednesday, November 10, 2021

An inheritance tax is a state levy that Americans pay when they inherit an asset from someone who’s died, and is deemed a tax on your right to transfer property at your death. Inheritance tax is different from estate tax, and...

Thursday, November 4, 2021

Changes are again said to underway at the Whitehouse level. And it could affect your retirement. Here's what you need to know... Under the Reconciliation proposal, starting in 2023, employers with five or more employees would have to...

Wednesday, October 27, 2021

Bringing up money with family can be uncomfortable and even be seen as taboo. But this year, instead of avoiding the issue, there is no better time to address it head on than when the family is all together over Thanksgiving. Family...

Wednesday, October 27, 2021

As fall arrives, the changing of the season can be an ideal time to revisit your financial plans with a fresh perspective. This includes what you can expect for your income and expenses for the year ahead. Social Security beneficiaries...

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Wednesday, October 20, 2021

Are you ready to retire earlier than anticipated? The dream of leaving the workforce earlier in life may have hidden pitfalls. Here’s what you need to know. Many Americans plan to retire early, depending on your profession, early...

Wednesday, October 13, 2021

Tax planning and financial planning go hand-in-hand. As you near retirement, avoiding tax planning could create major hurdles for your financial future. Here’s what you need to know about the potential impending tax hikes and...

Tuesday, September 28, 2021

The last two years have made it exponentially harder to stick to those retirement savings goals. As a result, many Americans dipped into the largest chunk of money they have — their workplace retirement savings accounts. Despite...

Wednesday, September 22, 2021

Should you max out your 401(k)? Whether you're nearing retirement or still in the workforce, you probably wonder if there’s enough in your 401(k) to sustain your post-work years. The answer really depends on your personal...

Wednesday, September 22, 2021

Simply the word 'Estate' alone can throw most people off including an estate plan in their retirement strategy. However, there is a lot more to who gets your belongings when you die. Estate planning is a financial strategy that...

Wednesday, September 8, 2021

More than 5.9 million people were receiving Social Security survivor benefits in May 2021. Typically, monthly payments go to the spouse, or children of the person who was receiving Social Security benefits. In certain situations,...

Tuesday, August 31, 2021

Now that the dog days of summer are winding down, there are many reasons why you should make financial planning a priority this fall. Start by revisiting your savings goals and getting your financial health in tiptop shape before the...

Thursday, August 26, 2021

There's more to estate planning than simply writing a will. There are many questions that come to mind when it comes to estate planning. Most people want to provide as much as they can so their family isn't left wondering or...

Thursday, August 19, 2021

Both men and women want to achieve long term financial security. So how is financial planning for women different? No matter whether you are young, mature, married or single, financial planning should be a top priority for you. It's no...

Thursday, August 12, 2021

Retirement planning is one of the most important financial goals for your future. When executed correctly, you’ll be guaranteed financial independence later in life. When done incorrectly, you’re facing a future full of...

Wednesday, August 4, 2021

Being good with finances is about more than just making ends meet. And when it comes to managing your financial future, there really is no time the present. There are many factors that come into play when managing your finances. Such...

Tuesday, July 27, 2021

If you’ve built substantial savings in your tax-advantaged retirement accounts, you may become a victim of your own success. Proactive planning can help you avoid penalties and minimize taxes as you pull money out of your 401(k)...

Tuesday, July 20, 2021

The pandemic has had a big impact on saving for retirement, especially since many Americans were living on a significantly reduced income. But things are starting to change now. With the economy rebounding, it’s a good time to...

Monday, July 12, 2021

The road to retiring early isn't easy. It takes time and discipline to earn, save, and invest as much as you possibly can. Many Americans dream of having more free time in their later years. Perhaps you want to relocate some place...

Thursday, July 8, 2021

Life insurance, first and foremost, is about protecting loved ones after you’re gone. But some insurance types can actually help you in retirement as well. Most people think of life insurance in terms of the payout it provides...

Wednesday, July 7, 2021

Not working with a financial planner? You could be missing out. If you are serious about building long-term wealth, Agemy Financial Strategies can offer plenty of services you aren't getting that you may not even know about. Deciding...

Thursday, October 1, 2020

September was a rocky month for the stock market and may have offered a stark preview of what the final weeks leading up to the presidential election will be like for Wall Street. Towards the end of the month, both the Dow Jones...

Tuesday, September 1, 2020

Two down and one to go. Or should I say two up and one to go? I’m talking, of course, about the top three major stock market indexes. In August, the S&P 500 joined the Nasdaq in surpassing its record peak high from before the...

Tuesday, August 25, 2020

With Markets Holding but the Virus Still Spreading, What’s Next? In last month’s newsletter, I noted that July could be a pivotal month for the coronavirus crisis and the economy, and it was. Two big questions were...

Friday, July 17, 2020

Market May Keep Building Up, Blowing Off ‘Froth’ for Some Time July could be a pivotal month in the coronavirus crisis for many reasons. With the infection rate spiking in several states as June ended, we’ll find out...

Monday, June 15, 2020

What's New? In this crisis, Agemy has ventured into new areas of media that we may not have otherwise tried. On Saturday, June 6th we aired the first episode of our new radio show. The show airs on Saturdays at 8:00am in Denver,...

Tuesday, April 28, 2020

Ongoing Crisis Illustrates Exactly Why Protection Should Be Priority Number One In late March the U.S. surpassed every country in the world in reported cases of the coronavirus.* If you think about it, that’s not surprising. The...

Thursday, April 14, 2016

I was honored to be chosen for the Five Star Wealth Manager Award recognized for service to clients! Look for “Wealth Managers You Need to Know” in: Your May subscriber issues of ”Forbes, Fortune, Money and...

Thursday, March 17, 2016

This past Wednesday, March 16, Andrew had the honor of being a featured guest of the internet radio webcast, “Money For Lunch,” hosted by Bert Martinez. Listen to the webcast by clicking here and for more information on...

Wednesday, February 24, 2016

This past Monday, February 22nd, Andrew had the honor of being the featured guest of the nationally syndicated internet radio show, “The Money Answers Show” hosted by Jordan Goodman. Listen and visit the website for Voice...

Wednesday, February 10, 2016

We all work hard to keep our personal resolutions through the start of a new year. What we often overlook is how we should extend those goals to financial and, specifically, retirement planning as well. Richard Barrington of Get Rich...

Tuesday, January 19, 2016

Every year, you get poked and prodded by your doctor to ensure you’re in good health. You should take similar care of your financial well-being with an annual checkup of essentials, such as your credit situation, retirement...

Tuesday, November 17, 2015

Friday, November 6, 2015

While there are many ways to help plan for your child’s college education, here are three easy plans to institute to ease the road to the Ivy League! Three Solid Ways to Save for College & Retirement – Forbes.com

Thursday, May 1, 2014

The Roth IRA offers a number of advantages over its traditional counterpart. These include: Tax-free distributions at retirement Ability to continue making contributions beyond age 70-1/2 No required minimum distributions beginning in...

Thursday, May 1, 2014

Social Security was never designed to be an individual's sole source of retirement income. Instead, it was meant to bridge the gap between people's income from pensions and savings and their monthly expenses. Today, however, nearly...

Thursday, May 1, 2014

How Living Expenses Change During Retirement There are some upsides to being a retiree - senior discounts, lower taxes, subsidized healthcare, and regular Social Security checks among them. On the other hand, mature Americans must...

Thursday, May 1, 2014

The Social Security program was signed into law in 1935 after the nation had endured more than a half-decade of the Great Depression. It was intended to provide a safety net of income for individuals too old or disabled to continue...

Thursday, May 1, 2014

Most qualified retirement plans offer significant tax benefits - if you're willing to follow a few IRS-specified rules, that is. The federal government wants to make plans such as 401(k)s, Keoghs, SEP-IRAs and traditional IRAs...

Monday, April 21, 2014

Planning for The "Golden Years" There's a saying that if you have your health, you have everything. Well, that's not exactly true - without adequate resources, you could enjoy a long, healthy retirement at a far lower standard of...

Monday, April 21, 2014

CLUChartered Life Underwriter A CLU is a professional advisor in all of the areas of business and family financial security that are encompassed by life insurance. To become a CLU, an individual must successfully complete a...