Entries by Agemy Financial Strategies

Exploring Retirement Investment Options

As we bid farewell to the demands of the working world, retirees increasingly need to safeguard their financial well-being and ensure a comfortable lifestyle. But do so, you need to know how to make your money grow. For retirees and those close to retirement, making the best use of their savings that would help keep […]

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How to Leave a Legacy: Charitable Giving in Retirement

Retirement presents a unique opportunity to de-stress, revel in the fruits of your labor, and leave a lasting impact on the world through charitable giving. By harnessing your resources and investing your time, you can contribute to causes that align with your values and promote beneficial societal change, all while leaving less to Uncle Sam. The Baby […]

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Inflation-Proof Your Investment Portfolio

As companies push higher prices to protect their profits, inflation remains a significant concern for investors.  Higher prices have bolstered corporate profits, even as some of the costs of doing business have fallen in recent months. The main suspects differ across party lines. Many economists and politicians say inflation has been caused by government spending […]

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Harnessing the Power of Diversification in Retirement

Agemy Financial Strategies May 29, 2024 Searching for optimal returns in the busy investing world leads individuals to seek the perfect balance between risk and reward. One of the most effective strategies to achieve this balance is diversification. Spreading investments across various assets can help mitigate risks and enhance potential returns.  Whether you’re a seasoned […]

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5 Retirement Planning Mistakes to Avoid

Retirement is an exciting phase of life that allows you to enjoy the fruits of your labor and pursue your passions. However, your retirement dreams can quickly become nightmares without proper planning. Retirement planning involves setting goals, managing investments, minimizing tax obligations, and preparing for unexpected expenses. For those nearing their retirement date, these considerations […]

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Fiduciary Guidance: Navigating Retirement For Older Americans

Agemy Financial Strategies May 21, 2024 The end of May signals the end of Older Americans Month, honoring the seniors in our communities and reflecting upon the retirement challenges they often encounter.  With the last of the 73 million baby boomers hitting 65 in the next six years (2030), the pressures on the retirement system will only […]

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Exploring Inflation-Proof Investments for Your Portfolio

Agemy Financial Strategies May 20, 2024 Millions of households still face the prospect of paying higher interest rates, as the Reserve Bank continues its fight against inflation; making now a crucial time to reassess your investments. Consumer prices rose 0.3% from March to April, the Labor Department said last week, down slightly from 0.4% the previous month. Measured […]

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10 Retirement Saving Strategies During Volatility

The unpredictability of financial markets can disrupt even the best-laid retirement plans. Here are our top ten strategies to consider when retiring in a volatile market.  Navigating retirement savings during volatile markets can be unnerving. Fortunately, planning ahead can go a long way toward helping you protect your retirement when market volatility hits. And Americans are […]

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How to Maximize $1 Million in Tax-Deferred Investments

Agemy Financial Strategies May 13, 2024 Making sure your nest egg lasts throughout retirement requires assessing your personal situation, balancing risk, securing reliable income streams, and understanding how distributions affect your finances. When securing your financial future through investing and wealth accumulation, the old saying “it’s not about how much you make, but how much […]

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Demystifying RMDs: Your FAQ Guide

Agemy Financial Strategies May 10, 2024 One crucial financial consideration for accumulating wealth as we approach retirement age is Required Minimum Distributions (RMDs). These mandatory withdrawals apply to individuals with certain retirement accounts once they reach a specified age. Here’s what you need to know. On our weekly Financial Strategies podcast and radio show, we often have callers […]

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