Entries by Agemy Financial Strategies

5 Facts About Survivors Benefits

More than 5.9 million people were receiving Social Security survivor benefits in May 2021. Typically, monthly payments go to the spouse, or children of the person who was receiving Social Security benefits. In certain situations, parents, grandchildren or stepchildren of a late worker may also qualify for survivor benefits. Survivor benefits are based on the amount the […]

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Financial Planning Tips for Fall

Now that the dog days of summer are winding down, there are many reasons why you should make financial planning a priority this fall. Start by revisiting your savings goals and getting your financial health in tiptop shape before the year’s end. As the seasons change and we get closer to the end of the year, it’s […]

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Five Estate Planning FAQs

No matter how big your estate is, one day you will want to pass it on to your loved ones. But there is more to estate planning than simply writing a will. Throughout this Estate Planning FAQ Series, we hope that one or more of the following questions and answers will help you understand this […]

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Investing in Women

Both men and women want to achieve long term financial security. So how is financial planning for women different? No matter whether you are young, mature, married or single, financial planning should be a top priority for you.  It’s no secret that saving for retirement is important, yet many women face challenges in building their retirement […]

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5 Key Mistakes to Avoid in Retirement Planning

The pandemic has pushed individuals across the nation into thinking about their retirement plans – or for many, their lack of plans. No matter where you’re at in your retirement journey, the road to a successful, stress-free future lies in proactive planning and learning how to avoid financial potholes that could set you back even further.  […]

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How to Manage Your Money Better in 2021

Being good with finances is about more than just making ends meet. And when it comes to managing your financial future, there really is no time like the present.  There are many factors that come into play when managing your finances. Such as changes in tax laws, inflation, increased healthcare costs, job security and more. […]

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Tax Strategies to Lower RMDs in Retirement

Is there a way to limit the impact of required minimum distributions (RMDs)? If you’ve built substantial savings in your tax-advantaged retirement accounts, you may become a victim of your own success. Proactive planning can help you avoid penalties and minimize taxes as you pull money out of your 401(k) or IRA. Retirement plans offer an array of benefits, from […]

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Catching up on Retirement After COVID

The pandemic has had a big impact on saving for retirement, but things are starting to change now. With the economy rebounding, it’s a good time to get your retirement back on track with Agemy Financial.  Since the pandemic started 16 months ago, hundreds of thousands of Americans have lost their lives, millions have lost […]

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How to Have Enough Money for an Early Retirement

The road to retiring early isn’t easy. It takes time and discipline to earn, save, and invest as much as you possibly can. Many Americans dream of having more free time in their later years. Perhaps you want to relocate some place warmer. Or maybe you feel led to do volunteer work, or even set off on […]

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How Retirement Planning and Life Insurance go Hand-in-Hand

Life insurance, first and foremost, is about protecting loved ones after you’re gone. But some insurance types can actually help you in retirement as well. Most people think of life insurance in terms of the payout it provides beneficiaries after the policyholder dies. But did you know that certain life insurance policies can financially assist you through […]

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