Retirement Planning
Retirement planning is the process of preparing for a secure and comfortable life after one’s working years. It involves assessing current finances, estimating future income needs, and creating a strategy to accumulate the necessary resources over time. This planning ensures that individuals can maintain their desired lifestyle without the financial stress that can come with leaving the workforce. Retirement planning considers various factors, including inflation, expected lifespan, health care costs, and potential sources of income, such as pensions, social security, and personal savings.
A successful retirement plan includes both saving and investment strategies tailored to individual risk tolerance and time horizon. It also takes into account tax-efficient saving vehicles like IRAs and 401(k) plans, alongside personal investments. Beyond accumulating wealth, retirement planning focuses on ensuring that the transition from saving to spending is seamless. This means understanding withdrawal strategies, creating income streams, and managing post-retirement financial risks. Proper retirement planning provides peace of mind, allowing individuals to look forward to their retirement years with confidence and security.
Team Agemy is the best! They are professional, great communicators and I believe they have our best interest in mind with every piece of advice they provide. They have helped us move through our journey from career to retirement with a solid financial plan which they continually monitor in order to stay on top of the ever changing tax & investing landscape. We HIGHLY recommend them to everyone!
John Mierzwa
We have been clients of Andrew for over 30 years. His team are professionals who truly care about our financial future. He has demonstrated results and earned our trust. He is representing the next generation as our daughter is now a client as well.
John Doe
We have been working with the Agemy team for over 25 years. They have always put plenty of time into understanding our family situation and our goals before offering any advice. We have appreciated their thoughtful approach to be good stewards which is why we have trust and confidence in AFS.
John Doe
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