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Your Mid-Year Financial Check-Up: A Strategic Reset for High-Net-Worth Individuals
Financial Planning, Investment Management, News, Retirement PlanningFor high-net-worth individuals (HNWIs), financial planning is rarely a once-a-year exercise. Markets shift, tax laws evolve, investment opportunities emerge, and personal priorities change, often faster than expected. That is why the middle of the year presents a critical opportunity to pause, evaluate, and recalibrate your financial strategy before year-end deadlines begin to narrow your options. […]
The Retirement Trap & How to Avoid It
News, Retirement Income Planning, Retirement PlanningIt was George Santayana who famously said, “Those who cannot remember the past are condemned to repeat it.” In the world of finance, Andrew and Daniel Agemy—the father-son duo behind Agemy Financial Strategies—prefer a slightly more pointed version: Those who don’t know history are doomed to repeat history. This concept is the bedrock of their […]
The Retirement Blind Spot: Underestimating Longevity
News, Retirement PlanningWhen it comes to retirement planning, most Americans aren’t missing motivation; they’re missing perspective. And that gap in understanding could have serious financial consequences. A recent study from the TIAA Institute and the Global Financial Literacy Excellence Center (GFLEC) highlights a critical issue: people simply don’t know how long retirement may actually last. Only 33% […]
Business Owners and Retirement: Turning Your Company Into a Retirement Asset
Financial Planning, News, Retirement Income PlanningCelebrating National Small Business Week (May 3-9, 2026) Every year during the first week of May, the nation pauses to celebrate the engines of our economy: the small business owners. From the corner café to the mid-sized manufacturing plant, small businesses account for nearly half of all U.S. economic activity and the vast majority of […]
Retirement Planning in 2026: What Older Americans Are Getting Right (and Wrong)
News, Retirement PlanningWelcome to the mid-2020s. If you’re reading this in 2026, you’ve likely noticed that the retirement landscape looks significantly different from what it did even five years ago. We’ve navigated the post-pandemic inflation spikes, seen the stock market ride the roller coaster of the AI revolution, and watched as “The Great Wealth Transfer” shifted from […]
The Most Overlooked Costs in Retirement
News, Retirement PlanningFor decades, the conversation around retirement planning has centered on a single, monolithic goal: “The Number.” Financial media and traditional planning tools often lead pre-retirees to believe that if they hit a specific savings milestone—whether it’s $1 million, $2 million, or a specific multiple of their salary—the hard work is over. At Agemy Financial Strategies, […]